Some insurance policies contain water exclusions or limitations of coverage to the interior of the building, or the personal property contained in the interior of the building, unless a windstorm damages the exterior roof or walls of the structure through which the water enters. Policy limitation/exclusions are often referred to as the wind-driven rain exclusion. It is important for insureds to be aware of this common provision when reporting claims to their insurers. This is particularly important for the many policyholders that are affected by Hurricanes. An example of the typical wind-driven rain policy limitation/exclusion is: "We will not pay for loss or damage to the interior of any building or structure, or the property inside the building or structure, caused by rain, snow, sleet, sand or dust whether driven by windstorm or not, unless the direct force of Hurricane, other Wind, or Hail damages the building or structure causing an opening in the roof or wall and the rain, snow, sleet, sand or dust enters through this opening." Contact Dry Home Construction & Roofing for more understanding your homes coverage and an inspection to make sure your roof is ready for hurricane season.
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One of the most challenging aspects of being a builder is designing an innovative home, making it practical to live in day-to-day, instilling the craftsmanship to make the home stand the test of time, and keeping within a budget. It takes a special company to endure, while maintaining an excellent reputation such as ours. We are available to assist with your project from just the foundation to the roofing as well as from plan to completion. Contact us today for your construction and roofing needs.
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